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FAQ College acceptance for students with dyslex

THE BEST AND WORST COLLEGES FOR DYSLEXIA – Dyslexic Advantage

There is no single ‘best’ college for dyslexia, but rather colleges that may make better (or worse) fits for an individual student. Do you have personal experience with a college as a dyslexic student? If so, please take this brief survey and we’ll share the results here. You can also send your reviews of colleges by email. All sources will be confidential on this site. Graduates were in the past 5 years unless otherwise specified.

We are compiling resources from people we have spoken to, web, and text-based resources that included interviews of dyslexic students who attended college. Books we recommend include Dyslexia at College, The Human Side of Dyslexia, and Colleges That Change Lives. Also the list of colleges that don’t require an SAT or ACT can be found at Fair Test.

College-Bound Students: Once you are enrolled in college, don’t forget to apply here for the Dyslexic Advantage Karina Eide Memorial Scholarship! Only dyslexic students are eligible and there is no minimum GPA! Here is the start of a very partial list. We will be adding more specific information as it comes in. These are statements about individuals from students. They do not reflect any statements by Dyslexic Advantage, the organization. Are you a current college student or graduated in the past 5 years?  If you’ve filled out this college survey, we’ll gif you with a 1 year subscription to our Premium magazine!

ALABAMA
Auburn University – Center for Special Services “I owe a lot to the Center for Special Services…my professors were supportive.” Books on tape, reader, Dragon dictation, note taker, extended time.

ARIZONA
University of Arizona – SALT CENTER – Strategic Alternative Learning Techniques Center

ARKANSAS
University of the Ozarks – Jones Learning Center “My coordinator and tutor were my lifeline..” Taped textbooks, help in math, reading, writing, copies of lecture notes, private test taking. Dictated papers to tutor. Helped with flashcards

AUSTRALIA
MacQuire University Accessibility    (Math and Human Resources) BEST: free learning support, good test-taking accommodations, “for exams and tests 1hr plus long you can get good provisions.” WORST: teachers resist providing accommodations, “it most depends who you get as your learning support staff, that makes its easier or hard to get approval. also, anything under 30mins good luck getting help. and some subject stuff dont understand what Dyslexic is even is. meaning less like to help you.”

Swinburne University of Technology AccessAbility Services  (Bachelor of Computer Science majoring in Cybersecurity) Victoria. BEST : Free Learning Support Services, Faculty Accessible and Supportive, small classes, peer mentors, helpful disability resource, good test taking accommodations. WORST: Audio resources are late or difficult to acquire. TIPS: No matter what the work is, do it as soon as you get it. Never leave it till the last second and always ask for help when you get stuck. Peers will help you heaps if you need it! You can help them too!

Tafe Ultimo Disability and Accessibility  (Community Services) BEST: free learning support, good system for asking for accommodations, good accessibility – audio available in a timely fashion, good test taking accommodations, dyslexia-friendly, helpful office, peer mentors, small classes, faculty are accessible and supportive. The TAFE have a tremendous amount of support and reasonable adjustment possibilities because my dyslexia is now legally classified by the NSW State Government as a neurological disability. I didn’t know this support was available until I enquired with the Tafe career counsellor who is a psychologist. She helped me tremendously and referred me through their process and my fees are waivered. They have offered so much support right down to getting me an ergonomic chair if I need it. And their kind, reassuring attitude and acknowledgement of my dyslexia challenges has been amazing. TIPS: Make an appointment with the career counsellor to discuss what courses and support are suitable for your dyslexia.

CALIFORNIA
Butte College – Disabled Student Programs   BEST: Free learning support services. Many trade school options that do not require English 101 or algebra. WORST: Difficult process for asking for accommodations, teachers resist providing accommodations, audio resources are late or difficult to acquire, no visible dyslexia programs on campus. TIPS: Don’t go. Keep looking. It’s not worth the aggravation to fight for accommodations and understanding

Chico State University – Accessibility Resource Center  (Mathematics) BEST: Good system to ask for accommodations, good test-taking accommodations, dyslexia-friendly, faculty are accessible and supportive. WORST: Teachers resist providing accommodations. I had more than two teachers try to deny me accommodations. TIPS: Know your rights!

Cal State Long Beach  (Film) BEST: free learning support, good system to ask for accommodations, good accessibility – audio available in a timely fashion, good test taking accommodations, dyslexia-friendly, helpful disability office, peer mentors, faculty are accessible and supportive. TIPS: Start with Steven Benson dyslexic department. Maintain a current IEP PRIOR TO APPLICATION

Holy Names University Disability Support  (Educational Therapy) BEST: free learning support, good system to ask for accommodations, good accessibility – audio available in a timely fashion, good test taking accommodations, dyslexia-friendly, helpful office, small classes, faculty are accessible and supportive. WORST: No visible dyslexia programs on campus, negative culture for learning differences. “I mark ‘negative culture’ as some staff members are working toward gaining knowledge of ADA. That said, this learning community is very diverse and inclusive. TIPS: Be proactive in asking for the support you need. Make friends with the librarians; they can be your strongest advocates.

Mills College Support Services  Oakland. . (Biology) BEST: good test-taking accommodations, faculty are accessible and supportive, small classes, dyslexia-friendly environment.

Monterey Institute of International Studies “I took all my papers to the Writing Center to be edited. My writing improved.” Tape recorder, oral testing, skimming reading, visual presentations.

Palomar College Disability Resource Center   (Visual Arts AA)  BEST: free learning support, good system to ask for accommodations, helpful resource office, good test-taking accommodations. WORST: no visible dyslexia programs on campus, teachers resist providing accommodations, “There is no dyslexic focused teaching methods incorporated in the general education classes. If you are particularly struggling they don’t know what to do to help you. You can have all the time you want, but if you’re not getting it you’re just out of luck.” TIPS: “You’re going to need a private tutor that specializes in dyslexia for the subject/s that are your most difficult.”

Pitzer College – Academic Support Services “Mine was the last year without a math requirement.” Didn’t use the Learning Center on a regular basis. If poor grades, spoke to professor or went to the learning center. After failing statistics 2x, successfully petitioned to have a statistics waiver to graduate.

San Francisco State University – Disability Resource Center

Stanford University- Schwab Learning Center  – There have been recent upheavals in the Schwab Learning Center due to department changes. We will update you if we have any new information from current students.

University of California – Berkeley – Disabled Students’ Program Berkeley Extension: Occasionally I’d get a bad teacher who said they didn’t believe in accommodations like extra time, but the DSP backed me up and I was ever prevented from getting what I needed.

University of Santa Cruz  Disability Resource Center Once I tell teachers, they’re understanding.  Note taking, tape recorder, assistance with writing, and computer for personal use. Dyslexia support group (newsletter and events)

University of Southern California (USC) Korschak Center

University of the Pacific – Services for Students with Disabilities Stockton, CA   (Music Major) BEST: Good test-taking accommodations WORST: Negative culture for learning differences. “I would pick a different college, the culture is not conducive for visual or alternate learners”

CANADA
University of Manitoba Accessibility Winnipeg, Manitoba.  (Law). BEST: Good test taking accommodations, dyslexia-friendly environment, helpful resource office, faculty are accessible and supportive, good accessibility – audio available in a timely fashion, good system to ask for accommodations, free learning support. WORST: no visible dyslexia programs on campus. TIPS: Very supportive university.

University of Toronto – Accessibility Services  (Arts & Sciences) WORST: Difficult process for asking for accommodations, teachers resist providing accommodations, audio resources are late or difficult to acquire, hard to obtain regular test-taking accommodations, no visible dyslexia programs on campus, negative culture for learning differences. ADVICE: “Accessibility is a horror show for dyslexics. Worse than awful exam accommodations and rules; zero differentiation for learners with different learning styles; less than ZERO support for students who are gifted but do not read and write in normative ways; horrible communication with students’ one hour per week drop in hours for services; even the equity studies and women’s studies profs who should know better are s— on access issues; 6 week wait MINIMUM for assistive tech in start of program – most crucial time to have supports; OVERLOAD with assessment and no action on accomodation as if assessment itself is the job of accessilbity services; punitive behavior of disability counsellors when students miss a deadline; refusal of exam accommodations even if prof is late with posting exam schedule; scribes known to students (totally inappropriate); scribes switching off half way through test or exam; scribe demanding student indicate punctuation or would not scribe (totally different part of the brain); university uses volunteer notetakers even though the ministry of education provides funding to pay them; if no notetakers volunteer to take notes the student goes without; notetakers can hand write notes which can’t be read by text to speech software; there is no library of audio or pdf’d textbooks or readers so each student needs to have materials scanned each time fresh and WAIT up to six weeks putting them at a distinct disadvantage. Open book exams are not accessible to students who do not read and write in normative ways; cheat sheets for exams are not accessible for students who do not read and write in normative ways and yet are marked. It is basically a s— show unless you fit a tiny, narrow definition of what is disabled. The lack of imagination is ASTOUNDING at the #1 university in Canada. Worse than useless. ADVICE: DO NOT DO IT.

COLORADO
Pikes Community College Accessibility Services  (Pre-engineering) BEST: Good system to ask for accommodations, good test taking accommodations WORST: No visible dyslexia programs on campus, no learning support or only expensive learning support program.

Rocky Mountain College of Art + Design “Didn’t need accommodations for all my classes because this is art school. The disability person was friendly and helpful. The typography class had assignments with hand-drawn fonts, but I have fine motor issues and a little tremor. It wasn’t a huge deal, but it was helpful that she contacted the teacher separately.”

CONNECTICUT
Central Connecticut State University Disability Services –  (History)
BEST: small classes. WORST: Not much understanding about the problem. No visible dyslexia program on campus.

University of Connecticut – Center for Students with Disabilities

Yale University Resource Office on Disabilities

DISTRICT OF COLUMBIA (DC)
American University  (Masters Anthropology) BEST: small classes, good accessibility , free learning support. “AU has a focus on diversity and this includes learning disabilities. Most professors were accommodating and pleased to do so. As an older student, I had the financial resources and knowledge to come prepared with online reader programs (learning ally, audible, natural reader, vBookz, etc.) On a rare occasion, readings were not available in PDF form or audible book form, and in those incidences, keeping up was difficult. Overall, it was a supportive environment.” WORST: there is no disability resource office, audio resources are late or difficult to acquire, difficult process for asking for accommodations. “To my knowledge, AU did not have a specific dyslexia resource office, but did have learning disability office. I find that as a dyslexic student, many schools often lump all needs into “disabled” without resources for individual needs. Additionally, access to online PDF readers and audible books were available after many “hoops”, but still available. It would be easier if those were available readily to all students, regardless of diagnosis and paperwork.”

FLORIDA
Embry-Riddle Aeronautical University- Disability Support  (Aerospace Engineering) BEST: Good system to ask for accommodations, audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly environment, helpful office, small classes, faculty are accessible and supportive. Students with accommodations get priority for registering for classes. Good counselling services available if you are stressed, with a therapy dog on duty in the counselling center. Students with accommodations get free tutoring if needed.” TIPS: The professors are very helpful, so take advantage of their office hours to get extra help from them if you need it.

Florida Southern College – Student Disability Services (Elementary Education) BEST: Free learning support, good system to ask for accommodations, audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly, helpful office, peer mentors, small classes, faculty are accessible and supportive. “FSC has an elementary school on campus (Roberts Academy) for dyslexic students grades 2-6 (adding 7 and 8 in the next two school years). It’s an Orton-Gillingham school!. All pre-service teachers spend a considerable amount of time in the classrooms at Roberts getting full exposure to dyslexia, what it is, what it isn’t, what works, what doesn’t work etc. Every subject is taught in a multi-sensory way. All teachers at Roberts have their Masters degrees and are level II OG trained. Pre-Service teachers at FSC also have the opportunity to take Orton-Gillingham classes that the college offers. They bring in an instructor from OG to teach the course. The first half of the course takes place during the first semester, the second half during the second semester. My DD has had many lightbulb moments at both Robert’s Academy and during the OG courses that she has taken. She wonders why these methods are not taught across the board in all schools. It just makes so much sense to her. (She never received any OG reading intervention during her K-12 education)” TIPS: 1. Visit the campus you are considering 2. Sit in on some classes in the course work of the degree you are considering pursuing 3. Talk to current students in those classes/degree with known learning disabilities about the course work, professors, and learning services support and get a feel for how well the learning institute supports LD students.

Full Sail University – Services for Students with Disabilities  (Masters, Instructional Design) WORST: No visible dyslexia program on campus. In many ways the FSU program was very engaging. However, this program is one class in four weeks for 12 months. The pace is very fast for digesting content. For an adult training program, the program ignored how to train adults with learning disabilities. Considering the writing component of the courses feedback from professors was typically relevant, but a large percent of grades relied on peer reflection/feedback. Often peers posted sloppy discussion posts that were difficult to give feedback on. Additionally, reflection posts included responding to peers projects. Often peers rushed through the reflection and didn’t provide constructive feedback; yet this was an important component for the course grade. I’m a 45 year old mother of a 4 and 12 year old and was a high school history teacher for 14 years. The writing process tends to be slow for me and trying to respond to posts was challenging at times. After 6 months into the program I was drained as a writer and my head was mush. Exhaustion and stress lead to anxiety and that downward spiral Dyslexics can struggle with. TIPS: Take breaks every couple of months especially if you have other obligations like family or employment. Tell every professor you have you’re dyslexic and speak to your strengths and weaknesses as a student. I’m not sure if that will make a difference for some professors, but Dyslexics need to start educating those in academic positions. Even though I was considered a Highly Qualified Teacher, I taught for 14 years before I realized I’m dyslexic. The majority of educators need to be educated on teaching dyslexics.

Stetson University Disability Resources  (English) BEST: good system to ask for accommodations, good accessibility – audio available in a trimly fashion, good test taking accommodations, helpful office, small classes, faculty are accessible and supportive. WORST: No visible dyslexia programs on campus TIPS: Get help early and don’t be afraid to ask for more if you need it. Let your professors know too as most will be happy to help you out.

University of Miami – Office of Disability Services Alumni (attended in the late 60’s): An international university with vast diversity, where high academic standards are expected but individuality is paramount

University of Tampa Disability Services  Alumni – graduated more than 5 years ago). (Government and World Affairs and Communications). BEST: good system to ask for accommodations, dyslexia-friendly, helpful resource office, small classes, faculty are accessible and supportive. “When I attend University of Tampa, my accommodation were granted as long as my file was updated to date illustrating that I am dyslexic. When taking test, I had quite room, and I had unlimited amount of extended time to take my test. I was chosen to be my class speaker of the December 2007. You had to apply by writing your speech and tell the University why you should be class speaker. I was the first dyslexic and epileptic class speaker at University of Tampa.” WORST: “The most difficult was the cost of re-certificating myself as a dyslexic. Those test are $1500 dollars. That is a lot of money. You have to do those test every 3-5 years. I am not going to stop being dyslexic. That would be great, if I became amazing writing, but that not going to happen. I had to borrow that money. What if someone who is dyslexic does not have the money? Then what? They lose their accommodation? That needs to change in general in the college system.” TIPS: “Go to a University with small classes. When I went to University of Tampa thhe average class was 15 people. I believe it is 20-25 now, which is still small. When you have small classes you become close to your professors. I am still friends some of my professors. Go visit the disabilities office, I love that UT disability office is called the Academic Center of Excellent. It gave me positive feeling when going to talk about my services. Especially after being under the umbrella of special ed all your life. It very negative for a dyslexic person.”

IDAHO
Idaho State University – Disability Services  (Journalism & Sports Management) BEST: Free learning support, good system to ask for accommodations, audio available in a timely fashion, good test-taking accommodations, helpful office, small classes, faculty are accessible and supportive. “The disability services office blew our socks off with how helpful they were. More than just complying with the law, they go above and beyond including 1:1 help with TTS software, offers of free use of technology just to try it out, help with role playing with professors, frequent contact in the summer before freshman year to build relationships, and a “got your back” attitude. This office is why we chose this university. To sweeten the pot, it is very inexpensive for both tuition and housing and is located in a beautiful spot close to the Tetons.”

ILLINOIS
Southern Illinois University – Edwardsville   (Psychology). BEST: free learning support services. Helpful office. WORST: teachers resist providing accommodations, hard to obtain regular test-taking accommodations, negative culture for learning differences, difficult process for asking for accommodations TIPS: “on’t. the teachers do not understand the what “learning difference” means and all classes are taught in an analytic, sequential way. you will be treated as a burden on the same level as a student with any serious impairment.”

INDIANA
Hanover College  (Business & Economics  > 5 years ago) BEST: free learning support, good system to ask for accommodations, good test taking accommodations, peer mentors, small classes, faculty are accessible and supportive. Strong support in liberal arts environment. Excellent free learning center. Fully accommodated my nephew. Professors very available and supportive. WORST: There is no disability resource office. TIPS: Apply with request for accommodations. Meet with admissions & Learning Center teams.

Indiana State University – Center for Student Success  Free tutoring, mentoring, advising. Works with Disability Student Services. “Indiana had a strong LD program…Help was always there in college.” Personal tutor after sports practice. Extra time on tests, tape recorder for lectures, preparation tests to study before a test, and a reader who was a grad student who also paraphrased to check for understanding

University of Notre Dame Disability Services  (Neuroscience and Art History) BEST: free learning support, good system to ask for accommodations, good accessibility – audio available in timely fashion, good test taking accommodations, dyslexia-friendly, helpful office, peer mentors, small classes, faculty are accessible and supportive TIPS: It is great!

IOWA
Iowa State University – Student Disability Resources  (Elementary Education) BEST: Free learning support, good system to ask for accommodations, audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly, helpful office, peer mentors, faculty are accessible and supportive WORST: The only problem I had was with one adviser in the school of education not understanding what dyslexia is. TIPS: “Look for a school that is going to work with you. When you go on college visits go to the disability office and see what the atmosphere is and what accommodation they have.”

Loras College Lynch Learning Center  (Sports Management & PR > 5 years ago) BEST: free learning support, good system to ask for accommodations, good test taking accommodations, dyslexia-friendly, helpful office, faculty are accessible and supportive. TIPS: Utilize the system they gave to you, Norte Dame even asked Loras for help with their program.

University of Iowa –UI Reach and Student Disabilities Service

IRELAND
University of Limerick Disability Services
(Technology Education)
BEST: good test taking accommodations, faculty are accessible and supportive.
WORST: difficult process for asking for accommodations, teachers resist providing accommodations, no visible dyslexia programs on campus. Don’t try Learning like everyone else, own your dyslexia because only you can truly understand your mind

KANSAS
University of Kansas Student Access Services (Psychology – alumni > 5 years ago) BEST: None. WORST: No visible dyslexia program on campus. TIPS: Seek assistance right from the start.

LOUISIANA
Nicolls State University – Student Access Center  (History) BEST: Good system to ask for accommodations, audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly, good offices, faculty accessible and supportive

MASSACHUSETTS
Boston University – Disability Services “I surrounded myself with classmates who were willing to help explain the questions…sadly there are many ‘old style’ professors who don’t believe in learning difference.”

Calvin College – Center for Student Success  (Social Work) BEST: Free learning support services, good system to ask for accommodations, audio available in a timely fashion, good test taking accommodations, dyslexia-friendly, helpful office, small classes, faculty are accessible and supportive TIPS: “Go see SAS and they will match you with an advisor specifically for your Dyslexia.”

Curry College – Disability Services : (Environmental Sciences, but they discontinued the major) BEST: Good system to ask for accommodations, good accessibility – audio available in a timely fashion, helpful office, small classes. WORST: No learning support or only expensive learning support, no visible dyslexia programs on campus. We paid for my disability services….an extra $10,000 per year…is this legal? But while they were nice, it was just a glorified place to get organized. This was supposed to be a school at the top of disability services…but they were not. I got all my help and tutoring from the free resources available to all kids. TIPS: Just look for good services….all colleges have them these days so you don’t have to pay extra.

Harvard University – University Disability Services Massachusetts Institute of Technology (MIT) Student Disability Services “I’ve known at least a dozen MIT grads who have been out for some years now. They all have said that MIT was a good school for dyslexics.”

Williams College – Disability Support Services Worcester Polytechnic Institute Disability Support  (Civil Engineering) BEST: free learning support, good system to ask for accommodations, good accessibility – audio available in a timely fashion, helpful office, peer mentors, faculty are accessible and supportive. Echo360 records the class for those with accommodations to be able to review on their computers. Allows lectures to be recorded when Echo360 not available in that classroom. TIPS: Register with the Office of Disability Services before enrolling. Have weekly meeting with staff to check in. Don’t be afraid to ask Professors for help. They really care and want you to succeed!

Worcester Polytechnic Institute Disability Services  (Civil Engineering) Free learning support, good system to ask for accommodations, good accessibility – audio available in timely fashion, good test taking accommodations, dyslexia-friendly, helpful resource office, faculty are accessible and supportive, small classes, peer mentors. Echo 360 films class for replay by dyslexic students. Also audio recording, teacher’s notes, professors are eager to help. TIPS: Embrace your differences and seek accommodations. Don’t be shy. They want to help. Also SAT is not required.

MICHIGAN
University of Michigan -Services for Students with Disabilities “The Center for Student with Disabilities gave me lots of ideas including asking for extended time on tests and testing in a quiet room without distractions.” Taping lectures, reduced course load.

MINNESOTA
University of Minnesota Disability Resources Center  (Plant Science & Food Systems) BEST: Free learning support, good system to ask for accommodations, good test-taking accommodations, dyslexia-friendly environment, helpful office, faculty are accessible and supportive WORST: Audio resources are late or difficult to acquire ADVICE: “The U of M is a wonderful school for dyslexic students. This university is very supportive of students with dyslexia and many of the professors understand what it is and that students are not “faking it”.

MISSOURI
Westminster College Learning Differences (Security / Political Science / Finance) BEST: Good system to ask for accommodations, good accessibility – audio available in timely fashion, good test taking accommodations, dyslexia-friendly, helpful office, faculty are accessible and supportive, small classes. The Learning Support is excellent and well-worth the added fee. The Learning Support team advise, tutor, teach classes on learning skills and strategies, help with writing, acquire audiobooks and materials etc, work with professors if needed, provide quiet test-taking. My son has made the Dean’s List with a 3.7. I don’t think this would be possible without the support and skills provided to him by this team of professionals TIPS: I wish they had more technology available for students–like Read Write Gold or something like that.

NEVADA
University of Southern Nevada   (Culinary Arts Hospitality) BEST: free learning support, good system to ask for accommodations, good test taking accommodations, helpful office, small classes, faculty are accessible and supportive. Excellent note providing services. Email within 24 hours always! TIPS: Go to the disability office wayyyyy before starting school there.

NEW YORK
Concordia College New York – Connection Program Bronxville, NY. BEST: Good test-taking accommodations. WORST: No learning support or expensive program, difficult process for asking for accommodations, teachers resist accommodations, audio resources are late or difficult to acquire, no visible dyslexia programs on campus, negative culture for learning differences.

Cornell University Student Disability Services  BEST: Good system to ask for accommodations, good accessibility – audio available in a timely fashion, good test taking accommodations, dyslexia-friendly, helpful office, faculty accessible and supportive. TIPS: Disability Office staff are top notch

Hudson Valley Community College Center for Access  (Individual Studies) BEST: Free learning support services, good system to ask for accommodations, good test taking accommodations, faculty are accessible and supportive. This program is not the best for providing students accessibility options, but they are not the worst either. I’d say they are just average. I’ve attended other schools and most of the others have provided more assertive technology options to their students, but again they could be worse. There are enough supports on campus between those provided through the Accessibility office as well as the general supports offered through the departments and the library, etc. WORST: No visible dyslexia programs on campus. Usually there is at least one or more teachers that don’t seem thrilled about having to accommodate students. Also, sometimes I have to miss parts of my classes to use my accommodations for testing. TIPS: Good time management skills are a must; Advocating for your needs is a must; Disclosing and using your accommodations consistently will be tremendously helpful;

Marymount Manhattan College – Disability Services  (Fashion Design) WORST:Only expensive learning support program, difficult process for asking for accommodations, teachers resit providing accommodations, audio resources are late or difficult to acquire, hard to obtain regular test-taking accommodations, no visible dyslexia programs on campus, negative culture for learning differences. TIPS: “Observe or talk to Learning Specialist. Ask them if they use any form of UDL or assistive technology.”

New York University Moses Center  (Nutrition) BEST: free learning support services. WORST: Difficult process for asking for accommodations, audio resources are late or difficult to acquire, hard to obtain regular test-taking accommodations, no visible dyslexia programs on campus. Test taking rooms can have 12 other people in them which is very distracting. Computers available to use for exams in the testing center do not work well. Some computers will crash while your in the middle of an exam.

Sarah Lawrence University – Office of Disability Services  (Creative Writing, Film, Ancient History) BEST: Free learning support, good system to ask for accommodations, good test taking accommodations, dyslexia-friendly, helpful office, small classes, faculty are accessible and supportive. Many of the classes are visually oriented. For example, many history classes utilize film and art as a basis for historical evidence. Creativity is the key to SLC. Creativity is promoted as part of critical thinking and analysis. Classes are mainly seminar based and small and you meet with the professor on a bi-weekly basis to discuss and develop an individual project (conference work) for the class in addition to the work common to everyone. This allows one to follow their passions within the class content and develop close a working relationship with your professors. Every semester you take three 5 credit classes, each with an individual conference project. Prior to registering for classes, every student interviews the professors teaching the class that they are interested in. In the interview, one can determine how that professor teaches, how are students assessed (ie not many classes have tests, but some do), how much reading is involved, how much writing, etc. TIPS: Talk to the professors openly, keeping communications flowing.

State University at Buffalo – Equity, Diversity, Inclusion  (Dance and Business) BEST: Free learning support services, good system to ask for accommodations, good test-taking accommodations, faculty are accessible and supportive. WORST: Audio resources are late or difficult to acquire. PDF files for textbooks, need to send in information in at the end of the prior semester to receive accommodations for the next semester in order to get books in a timely manner. Even after doing so don’t receive books during the first week of classes. Only receive PDF files after sending a reminder and often a week or two into the semester, four weeks at the latest. Once receive files, accommodations are very good and work well. Have had a problem with text center and professor not sending tests in on time. Make sure to have verbal or written confirmation that you can take exams early if original exam time is when the test center is closed. TIPS: Don’t be afraid to send reminders and/or have meetings to get the accommodations you need. If youre confused ask, because won’t always be very direct in how to do things. Know the hours of the test center when making exam requests and be as specific as possible.

Syracuse University Office of Disability Services

BEST: Good system to ask for accommodations.
“The Learning Center has improved, but sometimes I don’t get the tapes until the week before the test.” Most professors are supportive. Some have made special exams for me. Extended time, reader for exams books on tape, taped lectures, tutoring, note taker, computer for exams, typed written assignments. Counselor. Consultant helps with writing.

NORTH CAROLINA
Guilford College – Accessibility Resource Center  (Psychology, alumni 15+ years ago) BEST: good system to ask for accommodations, audio available in a timely fashion, good test taking accommodations, dyslexia-friendly, helpful office, peer mentors, small classes, faculty are accessible and supportive. Everything about the program was good. TIPS: Get help as soon as you get there Be sure you have been tested and identified before you go.

OHIO
Stark State College Disability Support  (Massage Therapy, switched to Dental Assisting) North Canton OH. BEST: Free learning support, small classes, A lot of the courses are more hands-on and less reading-only. WORST: Difficult process for asking for accommodations, teachers resist providing accommodations, audio resources are late or difficult to acquire, there is no disability resource office, hard to obtain regular test-taking accommodations, no visible dyslexia programs on campus. Another dyslexic girl in my class was the object of our teacher’s adamant dislike, mostly for being dyslexic and therefore not doing so well at the right/left part of our course. The teacher treated her like she was stupid, and I found the teachers in the dental assisting course tended towards condescending behaviors like that towards students with learning differences. However, other courses and classes were very open and friendly to learning differences, so it seems more teacher-specific than an overall problem. TIPS: Don’t go into Dental Assisting or another very strict program. They have a lack of empathy and help for dyslexic students. Massage Therapy and many other programs, however, are awesome for dyslexic students. Try to get a feel for whichever program you’re looking into.

Sinclair College Accessibility Services  (Architectural Technology). BEST: Free learning support, good system to ask for accommodations, good accessibility – audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly environment,  helpful disability resource office, small classes, faculty are accessible and support. Sinclair has an effective disability services program and the faculty are quite willing to provide the needed accommodations. This is a great school to go to if you want to succeed in college! TIPS: Sinclair welcomes people with disabilities of all types and has an effective program for providing needed accommodations. The keys to success are to go to class, do the homework, and study for the exams. The faculty and staff are willing to help when the student does their part.

Muskingum University – Disability Education Office   (Special Education & History – Alumni graduated 7 yrs ago) BEST: Good system to ask for accommodations, good test-taking accommodations, dyslexia-friendly, helpful office, small classes, faculty are accessible and supportive. Content tutors, not peer tutors. WORST: There was a large cost for the most comprehensive service but there were different levels. TIPS: Make sure you are studying.

OREGON
Mount Hood Community College Disability Services
(Elementary Education)
BEST: free learning support services, good test taking accommodations.
WORST: Difficult process for asking for accommodations, hard to obtain regular test-taking accommodations, no visible dyslexia programs on campus, negative culture for learning differences.
TIPS: Don’t be afraid to ask for help. Great advisors and teachers WANT to see you succeed. Be confident in who you are!

Southern Oregon University – Disability Resources (Technical Theatre) BEST: Free learning support, good system to ask for accommodations, audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly, helpful office, peer mentors, small classes, faculty are accessible and supportive “The UCam program is great. Doesn’t cost too much, and I get a weekly appointment with a learning coach. Much of what I need is done automatically (I get an email reminder, but accommodations are super easy to access). It’s also a public school, so very affordable.”

University of Oregon Accessible Education Center (Architecture major) WORST: Difficult process for asking for accommodations, teachers resist accommodations, Audio resources are late or difficult to acquire, negative culture for learning differences. Reduced course load – one class at a time worked for me. Approached professors independently, not involving Student Services. Extended time on tests. Test taking in their office. Essays instead of multiple choice. Project-related exams. Computer courses substituted for math and language requirements. Test files at my fraternity were very helpful.

PENNYSYLVANIA
Millersville University Office of Learning Services  (Music Major) BEST: Are learning support, good system to ask for accommodations, good test-taking accommodations, dyslexia-friendly, helpful office, peer mentors, small classes, faculty are accessible and supportive, preferential housing  based on student request. WORST: No visible dyslexia programs on campus TIPS: “Speak openly to your counselors and the Student Service Center support staff and they are happy to help.”

Pennsylvania College of Technology  (IT)
BEST: Faculty are accessible and supportive, small classes, good test taking accommodations, audio available in a timely fashion, good system to ask for accommodations, free learning support. The disability service office is amazing and the schools policy for helping students with disabilities is very accommodating. They will provide all your text books in a PDF format after purchase, so you can have the computer read it to you. The library has computers with Kurzweil (an advanced PDF/ webpage reading Software) for use to anyone. They will allow you to take extra time on your tests and have a computer with Kurzweil on it available if you want the tests read to you. Disability services will do everything they can to help you get through this tough time in life. WORST: Most of the teachers’ teaching style makes it difficult for a dyslexic student to learn. But there are also many teachers who teach in a way that is it easyer for everyone to learn. The disability service office is small and often has a hard time keeping up with the amout of students they need to serve. TIPS: Get the disability accommodations process started before you start school, it will take longer once the school year starts. Schedule your tests/ meetings in advance.

University of Pittsburgh Disability Resources 100% extended time on exams, word processor for tests, audio record lectures.

RHODE ISLAND
Brown University Learning Support Specialist “It’s possible to graduate Brown with no distribution requirements. There’s also a credit / no credit grading option…” “I look for courses that do project work instead of tests.” “I’m glad I spoke to the Dean of Students who helps LD students.” Headphones in computer center.

Roger Williams University – Student Accessibility Services 9/10 STARS (Mechanical Engineering) BEST: Free learning support services, good system to ask for accommodations, good test taking accommodations, helpful office, small classes, faculty are accessible and supportive WORST: No visible dyslexia programs on campus TIPS: “Be willing to work hard. Be prepared to be your own advocate. Be respectful when seeking accommodations from professors. Become proficient in technology.”

SOUTH CAROLINA
Clemson Student Accessibility  Graphic Communications Alum (> 5 years) BEST: Free learning support, Good testing taking accommodations, dyslexia-friendly, helpful disability resource center, peer mentors, small classes, faculty are accessible and supportive. Sign up for classes first so you get better times and teachers you feel are best. They used to let you take sign language if your major required a foreign language.

Coastal Carolina Accessibility and Disability  Communication BEST: free learning support, good system to ask for accommodations, good accessibility – audio available in a timely fashion, dyslexia-friendly, helpful office, peer mentors, small classes, faculty accessible and supportive. TIPS: Get to know your professors and the staff at the accessibility/disability office. Making connections will help you learn now and they will always look out for you.

SWEDEN
Umea University Disability  (Human Computer Interaction) BEST: Free learning support, good system to ask for accommodations, audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly, helpful office, peer mentors, faculty are accessible and supportive. It was a huge list for leaning disabilities and other disabilities that they gave me to see and the responsible person helped me to choose WORST: The facilities e.g. computers for text to speech and speech to text etc were only in Swedish. Probably they can make an English version for the international students. TIPS: Go for it and do not hesitate to discuss your disability and ask for help

TEXAS

El Paso Community College   (Ed in Admin K12) BEST: free learning support, good test taking accommodations, helpful resource office, “Professors do not do anything to address needs of students in class. Students are expected to take remedial classes in area of disability, instead of college giving more support in required classes. This only lengthens the time and expense of college degree. This is disheartening, and leads to students dropping out of college.” WORST: No visible dyslexia programs on campus.

Saint Edwards University Student Disability Service.  (Computer Sciences) BEST: good accessibility, small classes, helpful office, dyslexia-friendly environment, good test taking accommodations, good system to ask for accommodations, free learning support. WORST: no visible dyslexia program.  TIPS: “Have your accommodations clearly defined, meet with disability staff regularly, talk to your teachers in advance, and explain how you learn. What works, and what does not work. Ask for help if you need it.

Southern Methodist University – Altschuler Learning Enhancement Center “Thankfully someone awarded me a mentor…” Talked about book or paper – my mentor helped organize my thoughts. No foreign language requirement.

Texas A & M Office of Academic Enhancement    (Biomedical Sciences) BEST: good system to ask for accommodations, test-taking accommodations, helpful office TIPS:”Go and visit your 504 disability center the first week of school. They will help you set up everything you need.”Extra time on tests. Tests in the testing center away from others, covered overlays if requested.

Texas A & M Dental School – Accommodations through Office of Academic Enhancement  (graduated in the past 5 years) – Endodontics BEST: small classes WORST: No learning support. Only expensive learning support program. Teachers resist providing accommodations. Audio resources are late or difficult to acquire. They were very hesitant to give accommodations. Teachers did not know what to do. Several instances with teachers violating rights to confidentiality. TIPS: Do not let them put you down. Stand up and demand respect and accommodations.

Texas State Technical College Disability Services  (Business  – more than 5 years ago) BEST: Free learning support, good system to ask for accommodations, good test taking accommodations, dyslexia-friendly, helpful office, peer mentors, small classes, faculty accessible and supportive. WORST: Understaffed! Shortage of housing due to Baylor University nearby. TIPS: Dont wait – get the enrollment package and career flyer.

UNITED KINGDOM
Coombeshead College / Academy BEST: Small classes. WORST: No visible dyslexia programs on campus. They should put up a notice of symptoms and give a free assessment.

Leeds College of Art   (MA Creative Practice) WORST: No learning support or only expensive support system. “The college where unable / unwilling to give me the support I needed. I got caught in a nightmare situation with the government willing to pay. But the college unwilling to allow a dyselixa specialist on the campus. I was not comfortable meeting in a cafe. My personal tutor was good in as much she helped me with spelling and over looked my poor grammar. But that was very much down to her.” TIPS: “Don’t find another college, I heard from students who’s personal tutors did not turn up for tutorials”

Stourbridge College Student Support  -West Midlands. . BEST: Free learning support services, small classes. The motor vehicle tutor is brilliant and work from work books and he makes learning fun and visual. WORST: No visible dyslexia programs on campus. There is no disability resources office. My son had to re sit his GCSEs maths last year. At first the kids had to go in and register and had no teacher then were sent home with a work book to teach themselves. My son didn’t get an echp but a plan was written out by the council on how best to support him. The tuition after that was patchy, When he took his maths exam he was sent out without being allowed extra time and when I questioned it the college lied and told me he had gone to the wrong room. I took this matter further to the principal . this year he has been taught no maths which I have questioned and the college said they don’t do this on a level 2 qualification only at the end of the term have they decided that in the summer they want these low ability students to cram and sit some kind of maths exam in the summer. TIPS: Make sure you/parent is aware of what provision is put in place and make sure you get it.

UTAH Utah Valley University Accessibility Services   (Behavioral Science – Psychology) BEST: free learning support, good system to ask for accommodations, good accessibility – audio available in a timely fashion, good test taking accommodations, helpful disability office. There is a good learning strategist on campus who is very helpful and understanding WORST: The testing center is a pain with scheduling. TIPS: Go straight to the accessibility office when you first visit the school and pick up the required paper work. Get your accommodations letters early.

VERMONT
Bennington College Accommodations and Support

Goddard College Access and Disability  (Creative Writing) BEST: free learning support, good system to ask for accommodations, dyslexia-friendly, helpful office, faculty are accessible and supportive.

Landmark College  (Psychology – Alumni 15+ years ago) BEST: Free learning support, good system to ask for accommodations, audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly, helpful office, peer mentors, small classes, faculty are accessible and supportive BEST: No foreign language requirement. Help with organization (master notebook system) WORST: I wasn’t intellectually stimulated.

University of Vermont – Burlington (Environmental Science Conservation Biology) 10/10 STARS BEST: Free learning support, good system to ask for accommodations, good accessability – audio in a timely fashion, good test taking accommodations, dyslexia-friendly environment, helpful disability resource office, small classes, faculty are accessible and supportive. TIPS: WONDERFUL SCHOOL. My dysability advisors were amazing. Whenever there was an issue with a professor my advisors were very very very supportive. I was always instantly repsonded from my emails and they fought for my rights consistently. I succedded because of UVM.

VIRGINIA
James Madison University My athletic advisors steered me through the chaos. Helped organizing classes, early registration, reduced course load, extended time.

WASHINGTON B
Bellevue College – Disability Resource Center I only took a few courses in Running Start. The head of the DRC is blind. The office is very supportive and it’s easy to submit your documentation and get the accommodations you need. I was told 25% of the student body has accommodations of some sort.

Evergreen State College “It’s possible to design an independent study program for all 4 years. I think that means you don’t have to take a foreign language in college, although you should have taken 2 years in high school. There aren’t any general education requirements.”

Marshall University Disability Services BEST: good system to ask for accommodations, good accessibility, audio available in a timely fashion, good test-taking accommodations, dyslexia-friendly, helpful office. “HELP program provides a counselor to assist in choosing classes, tutoring and testing accommodations. There is an additional fee for the program but well worth the money!


WISCONSIN
University of Wisconsin – McBurney Disability Center

 Find More College acceptance for students with dyslex
May 25, 2019


How to Find Investors for a Small Business.

If you want to start a small business or expand an existing one, then you’ll need to find money. One option is to bring on investors. There are many potential investors out there. However, you need to identify which ones will invest in your business and then put together a compelling presentation. When you meet with investors, remember to answer questions with confidence.

Part  1 Identifying Potential Investors.
1. Ask small business groups. You might not know where to begin. It’s probably best to start close to home. Meet with other small business owners or stop into your local Chamber of Commerce. Ask if they know of investors for your business.
2. Contact the Small Business Administration (SBA). In the U.S., the Small Business Investment Company (SBIC) program helps small businesses find investors. Over $21 billion of capital has been channeled through this program. Each SBIC is privately owned. However, they are licensed and regulated by the SBA.
You can find the SBIC directory here: https://www.sba.gov/sbic/financing-your-small-business/directory-sbic-licensees.
For purposes of the SBIC program, a small business generally has a net worth of less than $18 million and net income of $6 million or less. Furthermore, some business are prohibited from participating in the program.
3. Find a local incubator or accelerator. These organizations help start-ups turn their ideas into a real business, and they provide funding as well. You can find an incubator or accelerator near you by using the National Business Incubation Association’s directory listing.
Generally, incubators help start-ups or new businesses, while accelerators help already-established businesses grow faster.
Incubators might not provide investments directly. However, they can help connect you to potential investors.
4. Look at online crowdfunding. You can reach investors worldwide by using an online crowdfunding site, such as Equity.net. These websites give you access to hundreds of investors who can help you finalize your business plan and grow your business.
5. Remember family and friends. People who know you might invest in your business, especially since they can see your drive and determination. Remember to approach them as you would any other investor.
Friends and family will want some return on their investment, just like other investors. However, you might be more flexible in what you can offer. For example, instead of making them part-owners, you might want to provide them with free goods or services in return.
You also should think about asking people you know for a loan instead of for an investment. With a loan, you don’t have to give up any ownership in your business. Also, if your business fails, you can wipe out a loan in bankruptcy.
6. Hire a business capital broker. These brokers have networks of potential investors that they can contact. You can find a business capital broker online or by talking to other businesses that might have used a broker.
7. Consider if venture capital is right for you. Venture capital is a term used to describe a variety of investors, including private equity firms, venture capital firms, and angel investors. Although different, they share similarities.
They take big risks for potential big financial rewards. Accordingly, venture capital usually invests in industries with large growth potential, such as technology or biomedicine. Very few businesses qualify for venture capital financing.
They are actively involved in your business. For example, they will probably demand a seat on your board in exchange for investment capital. However, they often are experienced in your industry and can help you grow.
They have a longer investment horizon than other forms of financing.
8. Find venture capital investors. Look online at websites such as Angel Capital Association, Angel Investment Network, and Funded.com. Investors use these sites to find businesses to invest in.
The Angel Capital Association has a directory listing accredited investors. You can search by region or state. Links are provided so that you can visit the investor’s website to learn more about them.

Part 2 Putting Together a Presentation.
1. Run the numbers. You need to know how much money you’re after. If you need a small amount, you might only seek out one investor. However, if you need a lot of capital, then you’ll need to know that as well. Calculate how much money you need for your small business.
Also consider how much of your equity you are willing to give up in return. Investors don’t give loans. Instead, they take a share of ownership in exchange for money. You’ll need to come up with something reasonable.
For example, if your business is worth $100,000 and you want $25,000, then you’ll need to give up around 25% of the business’ equity.
2. Update your business plan. Your investors will want to see your business plan, which you should have already created if you are an existing business. The plan will identify your market, competitors, and include financial projections for five years.
Update the financial information so that it is current.
You should also bulk up the executive summary to your plan. Investors often will skip other parts but focus on the summary, so spend extra time on it.
Make the business plan colorful and include graphics so that the information is easy to digest.
3. Research the investor. You need to know whether a potential investor will be interested in your business. Many investors focus on only certain industries, so you’ll save yourself time if you figure out ahead of time their focus.
Look online to check what businesses they have invested in.
Look at their LinkedIn profile to see if you know people in common. If so, ask whether the investor might be interested in your business.
4. Ask for a meeting. There’s no one way to reach out to an investor. If someone recommended the investor to you, then mention the recommender’s name in your email or when you call. Alternately, you can send your email to the recommender, and they can then forward it on to the investor.
In the body of your email, clearly communicate what you do.
Mention the age of your business. Are you a start-up? Have you been in business for ten years?
Identify any other investors you have worked with. For example, an investor might have given you start-up funds five years ago.
Provide dates when you are willing to meet. Try to be as flexible as possible.
Proofread your email so that it looks professional.
Attach something to show the investor your business. For example, you might create a short video that shows your products or services.
5. Know your story. Investors aren’t only investing in a business. They are also investing in a person—you. Accordingly, they’ll want to know stuff about you. You need to be able to explain the following.
What about your background has led you to this point?
How have you benefited from your previous business experience. Be prepared to point to specific achievements.
6. Prepare for common questions. You can’t anticipate in advance everything a potential investor will ask you. However, there are some common questions you should think through.
What has been the biggest mistake you’ve made in your business?
How are your competitors outperforming you? Why?
Is anything working against your business, e.g., new regulations, demographic changes, etc.?
Why are you seeking funding?
What are your long-term growth plans? How do you intend to get there?
7. Get help from a Small Business Development Center. Your nearest SBDC can help you pull together a business plan, find potential investors, and prepare for meeting with investors. Contact the nearest SBDC and schedule an appointment.
You can find the nearest office here: https://www.sba.gov/tools/local-assistance/sbdc.

Part 3 Meeting with Potential Investors.
1. Make a memorable presentation. You’ll probably make a presentation to investors, which can take many forms. For example, you might make a PowerPoint presentation or create a booklet for the investor to flip through. With other investors, you’ll simply sit and talk. Whatever form your presentation takes, it’s important not to simply repeat the contents of your business plan.
Yes, the investor wants to understand your financials, which is why you have a business plan handy for them to take and read. However, it doesn’t hurt to get creative.
Show the investor your product or service. If you are expanding a pastry business, have an assortment of pastries with you. If you provide a service, then you can create a short video that shows your business in action. You need to give the investor a concrete idea of what your business does.
Remember that pictures are more memorable than words. If you create a PowerPoint, don’t fill it up with text.
2. Be brief. Your presentation shouldn’t take more than 20 minutes. If you use a PowerPoint, then it shouldn’t have more than 15 slides. Practice your presentation until you it is the right length.
3. Ask for advice at the first meeting. Don’t dive right in and ask for money. A potential investor needs time to mull over your business idea before they can decide whether they want to invest. Accordingly, you should spend the first meeting tapping the investor’s business knowledge.
However, you can subtly work money into the discussion. For example, you can say in an offhand manner, “I’ve been thinking I’d need $130,000 to open a new store in that location, but I’d like to hear from you if there are hidden costs you’ve found in your experience…”
4. Be honest. An investor won’t cut a check until they perform due diligence. They’ll want to take a closer look at your business financials, and they will uncover any misrepresentation you make. Always be honest in your business plan and in your conversations with potential investors.
Admit when you don’t know an answer. An investor will appreciate your honesty.
If you lie to one investor, then they will talk to others in their community. You’ll get a bad name and not be able to find any investors.
5. Project confidence. Potential investors want to see that you have faith in your business. Avoid being arrogant, which shows that you are insecure. Instead, project quiet confidence in the following ways:
Listen. Insecure people chatter all the time and laugh awkwardly to fill up silence. Be prepared to listen.
Stand up straight. Put your shoulders back when you sit and stand.
Make eye contact when talking and listening to someone.
Avoid fidgeting.
6. Remember to ask the investor questions. Any investor will take an ownership stake in your business. Accordingly, you’ll need to vet them as well. Ask the following questions before agreeing to work with someone.
What other projects are they investing in? Check whether or not they are similar to your business, or whether they are in different industries.
When was their last investment? If the investor hasn’t been investing in a while, they may not be serious.
How do they plan to increase your company’s value?
What factors will you consider before deciding to invest?
How active do they want to be in the business? Does the investor want a seat on the board, handle day-to-day operations, etc.?
7. Follow up with the investor. After a first meeting, thank the investor by sending them an email. It’s unlikely that they’ll agree to invest after only one meeting, so you want to keep the doors of communication open. A short, professional "thank you" email can do the trick.
You can also keep the investor updated on the progress of your business. For example, if you were rolling out a new product, let them know how it is going.
8. Stay professional if rejected. It’s hard to tell why people choose not to invest in businesses. You might not have been a right fit, or they might have already chosen to invest in a similar business. Regardless of the reason, you can control how you respond. Stay professional and thank them for their time.
Remember that you might run into the investor later down the road, when they are more willing to invest in you. There’s no reason to burn bridges right now.
9. Keep trying. Avoid being discouraged if you don’t get many offers, or if every presentation you give results in a rejection. You probably haven’t found the right investor yet. Keep searching, because the perfect investor may still be out there.

FAQ.

Question : How can I attract customers for my trading business?
Answer : Advertisement is key. Go to your local paper and ask them if they would run an article on your business, or just buy advertising within the paper. You can also start a social media group and add friends and family to help spread the word. Creating a website, or having one created for you, is also ideal. this will show possible investors that you are dedicated to this and will also give them a chance to see what would be in it for them.
Question : What are basic rules to follow when speaking to an investor?
Answer : You must possess and demonstrate the following characteristics: Professionalism, manners, wisdom, soundness, honesty, commitment, passion and determination.
Question : I'm looking for an investor for my restaurant. Where can I find more information?
Answer : Seek out colleges and universities that have master chef programs. You will find that the same people who are donating money to these schools come from within social circles that are also interested in helping to establish finer restaurateurs.
Question : How can I find an investor for an international school I want to establish in Ghana?
Answer : For an international school, you could try fundraising websites and create a social media group to help spread awareness. People will donate money to worthy causes, if they are aware of them.
Question : How do I find someone to invest in a business I want to purchase?
Answer : It depends on the type of business you are purchasing. Look for trade associations local to you area and find out if they have regular meetings you might attend.
Question : How can I find a business partner?
Answer : You can put the word out on social media or by handing out flyers at pertinent businesses. Offer perks for your business partners.
Question : How can I find a foreign investor to distribute products in Myanmar?
Answer : I would start with contacting the Myanmar Embassy in Washington, D.C. They should be able to assist with your questions concerning international trade, as well as help to put you in contact with the people who do the licensing for international trade and distribution of goods and services.
April 07, 2020

How to Fundraise.


There's no question that charities, nonprofits, PTAs, clubs and many other groups need to raise funds. The question is, how to do it effectively. This article introduces several ways that your group can raise funds for its projects.

Method 1 Preparing to Fundraise.
1. Define your needs. This is the most important first step in fundraising. To effectively raise money, you have to know what you're fundraising for in the first place. Take the time to figure out your group's needs and budget the costs to meet them.
2. Develop the language. Now that you have identified your needs, you need to articulate them. Develop some language describing what you need, why you need it, how it will help the community you serve, and how much it will cost. You may not need all of this written language for every fundraising effort, but you'll appreciate having it on hand when it's required.
3. Develop a method to track donations and donor information. For legal, accounting and internal tracking purposes, you will need the capacity to record and track donations and donor information. Your method can be a simple spreadsheet, or a complex, custom database, but you must have a usable tool.
4. Get staff or volunteers to do the work. Fundraising is work, no doubt about it. You will need capable, reliable people to manage records, staff events, stuff envelopes, solicit donations, write emails, update websites and more. Your board should definitely be involved in fundraising. You can also recruit volunteers from your constituency, from local service organizations, colleges and universities, or from online services like Volunteer Match.

Method 2 Legal Issues.
The intricate legal issues surrounding fundraising are governed by the IRS code and individual state laws. Here is an overview of the most critical issues.
1. Understand tax deductibility. Many donations to charity are tax deductible, but not all are. In order to do so you must be a 501 c 3 or have the right to use another group's 501 c 3 to process your donations.
2. Disclose whether goods or services were provided in exchange for the donation. If your organization provided anything in exchange for the donation, you must say that in your acknowledgement letter. This is called a quid pro quo contribution. An example of a quid pro quo contribution would be if you made a donation of $100 and got a cookbook valued at $30 in exchange. Only $70 of this contribution is deductible.
You usually need not worry about very small items like a refrigerator magnet or a pen.
For quid pro quo contributions, you must provide an acknowledgement if the cash donation is $75 or greater, even if the deductible part is less than $75.
3. Provide acknowledgement letters. Acknowledgement letters are important for a few reasons. They are the right thing to do, of course, but they also provide the donor with a record of their donation for tax purposes. The IRS requires that an acknowledgement letter be provided for any gift of $250 or more.
Acknowledgements must be written, but can be electronic or printed.
Although the threshold is $250, it's good practice to acknowledge every gift you receive, even if it's $5.
4. Register your charity (optional). 40 states in the U.S. require charities to register with a state agency in order to solicit donations from residents of those states. Solicitation can include any type of request, whether by mail, online or by phone. Check online to see whether you are required to register.
5. Talk to a professional. The best way to understand the legal issues in fundraising is to get professional advice. Check with your financial staff, an attorney or an accountant who specializes in nonprofit finance if you have any questions at all about the law.

Method 3 Fundraising Events.
1. Understand the method. A fundraising event is a party or gathering intended to raise money for an organization, ranging from formal NGOs to informal clubs. Typically, revenue comes in through ticket sales, and in some cases, corporate sponsorships. Although events are notorious for being expensive, time consuming and not terribly cost effective, they don't have to be that way. Here are some ideas for simple fundraising events that don't require a lot of money or energy.
2. Hold a house party. House parties are a tried and true method of fundraising. A house party is a small event hosted at the home of someone close to your organization. The host invites friends and contacts whom he or she believes might be interested in donating to your program. After mingling and refreshments, the president or director of your organization makes a short presentation about your group. Guests have an opportunity to ask questions, then, the host invites them make a donation. Some tips on house parties.
A house party does not have to be fancy. It can be a dinner party or a cocktail party. It can have 20 guests or 6. Refreshments can be catered, or as simple as coffee and cake.
Make sure that the host of the party directly asks guests to donate.
Have staff and board members on hand to mingle and answer questions.
If appropriate, consider asking a program participant to attend. It can be very powerful and compelling for donors to meet and speak with someone who has received your organization's services.
3. Make a booth. If you go to the manager of a store, like Walmart, the you can ask to make a booth in front of the store. This can be very successful.
4. Hold a restaurant fundraiser. Many restaurants have established fundraising programs whereby nonprofits can receive a percentage of sales on a designated day. These programs are very common among big chain restaurants, but smaller establishments offer them too. Search online to find out what restaurants in your area offer this fundraising tool. Once you've identified a restaurant, follow these tips.
Understand the terms. Restaurants have different guidelines and rules for fundraisers. Some donate a percentage of the entire bill; some exclude alcohol sales. Some require that customers present a coupon or other document for your group to receive a donation, others don't. Make sure you are clear on what's expected so you can take full advantage of the event.
Get the word out. Make sure your constituents and everyone in your group knows about your event. Encourage them to invite their friends too.
Provide materials. Set out brochures, postcards or other items to let diners know that their purchases are supporting your organization.
5. Hold a dessert party. A dessert party is a fun, simple and inexpensive event. Hold the party at the home of a board member or other friend of your organization. Ask volunteers to make desserts in single serving sizes. Provide coffee, tea and soft drinks. Sell tickets at a modest price. Enjoy the sweets!
6. Hold a craft fair. A craft fair is an easy and very inexpensive fundraising event. Your organization rents table space to vendors to display and sell their products. If you like, you can also ask vendors to donate a percentage of their sales to your group. If you have a facility you'd like to show off, a craft fair is a great way to get the community to visit.
Add to the fun and interest of the event by scheduling performances, speakers or other entertainment throughout the day.
Make sure there are opportunities for customers and visitors to learn about and make a donation to your organization during the event.
Consider holding a raffle as an additional way to generate revenue at the craft fair.
7. Sell your passion. If you want a fun and passionate fundraiser that doesn't take a lot of planning, consider using LoveMyHeart.org. It's simple, fun, and everyone loves the Love My Heart shirts you sell! Not to mention there are no out of pocket costs like the other events listed here!

Method 4 Fundraising Online.
1. Understand the method. In some ways, fundraising online is not much different than fundraising in the physical world. You still need to be able to effectively communicate your needs, tell stories that illustrate your work, and motivate people to make a donation to your cause. The difference is that while in the physical world you may have time to build a relationship with a potential donor, that isn't always the case online. They may only come across your website once, so you may only have one shot at convincing them to give. Therefore, it's even more important to communicate your message in a compelling way. Here are some ways to do it.
2. Set up a web page. The most basic way to raise funds online is to set up a webpage for donations, then let people know to go to that page to make a contribution. Include the link in written and electronic communications you send to your members or constituents. Make sure it's accessible from your home page, and other pages of your website. Keep these tips in mind.
Most donations made online are done by credit card transaction. If you are not already set up to accept credit cards, there are a number of companies that provide credit card donation processing services for a fee.
Offer the option of recurring donations. Recurring donations can benefit your organization in a few ways. Many donors find it easier to make a larger donation if its split up into quarterly or monthly payments; some very committed donors may want to make an annual donation to you. Make this as easy as possible by setting up recurring payments. Ask your online donation processing service how to offer this to your donors.
Some organizations opt to accept online donations through PayPal. Visit PayPal's website to learn more.
3. Sign up with an affiliate program. Fundraising with an affiliate program is a lot like making commissions off sales. An online merchant or shopping portal provides the charity with a unique affiliate link. Shoppers use the link to access the merchant, make purchases, and the charity receives a percentage of the sales. Here are some tips for affiliate fundraising.
There are dozens of merchants and portals that offer this fundraising tool. You can sign up for more than one to maximize your potential donations.
Consider your constituents. When you select a merchant, consider where your constituents are likely to shop online. It might be a good idea to do a survey or ask a few key players to make sure you're choosing well.
Get the word out. Most affiliate programs offer widgets or banners that are easy to drop into your website. Include these on your website and in electronic communications to let your supporters know how they can help.
4. Consider crowdfunding. Crowdfunding combines online fundraising with social media to help individuals and organizations raise funds. it's a way for many individuals to pool their resources and donations to get projects funded. Donors can typically contribute as little as $1.00, making it easy for lots of people to participate. There are several websites set up for crowdfunding. Funds-seekers create a campaign page describing their project or organization, and explain how the funds will be used and what, if any, benefit donors will receive for participating. Here are some tips on fundraising using crowdfunding.
Crowdfunding is particularly well suited for funding discrete projects. Rather than launch a campaign asking for all the money you need to operate a program, consider how you can break it up a bit. For example, a school music program could launch a campaign to purchase 10 instruments for low income students.
Articulate your needs and your project clearly. The clearer you can be about why you need the money and how you will use it, the better.
Get creative. Add media to your campaign page to increase readers' interest. Videos, images and success stories are great for telling your story, so use them to your advantage.

Community Q&A.

Question : How old do I have to be to start a fundraiser?
Community Answer : You can do a lot of these fundraising activities at any age, but you'll probably want an adult around to help you manage the money and make sure it goes where it is supposed to. The crowdfunding websites may require you to be 18.
Question : What other types of fundraising are there?
Community Answer : Bottle drives, bake sales, car washes, donation jars at local stores, yard sales, an action of donated goods from local stores, etc.
Question : My church has to gather funds (about 9-10 thousand) to be able to pay for a youth mission trip. They rely mostly on donations, and other methods may be wrong. Do you have any suggestions for this situation?
Community Answer : You can always advertise your fundraising idea as a way to create fellowship and bring new members into the church. Have a community potluck where your church members bring in dishes to feed a large group and outsiders make donations to eat.
Question : How do I fundraise in an apartment?
Community Answer : You can ask your landlord or super if you can use some space in the lobby. You can also organize a fundraiser outside or at a nearby park or other facility.

Tips

There are many ways to raise funds, but some ways are far better than others. If you want a quick, free fundraiser that doesn't take a lot of planning, your options are limited.
You can host a sports match between two teams and charge an entrance fee. That way you can ask for donations from the guests.
May 07, 2020


How to Discuss Finances Together in a Marriage.


Finances are a hot topic when it comes to all relationships, especially marriages. Saying “I do” means more than just sharing a life together, it also means sharing financial responsibility for that life. Whether good or bad, each spouse needs to be open and honest about his or her current financial standing. What’s more, the couple must work together to decide on important financial decisions for the future. Learn the basics for discussing money with your spouse.



Part 1 Communicating Effectively

1. Broach the subject casually with your spouse. The time to start talking about merging your finances is before the wedding, but at least 40% of couples avoid doing so.

Start the conversation with your action items first. This could mean starting off by talking to your spouse about your desire to look at your own credit score as you prepare to buy a house and suggest that he or she does the same. Say something like “Have you checked your credit report lately? I’ve been wanting to get a good picture of my financial standing. Maybe we can do it together?”

Things like credit scores for both of you may change how you approach buying a home, for example. You may find if one of you has a higher score than the other, it may be better to buy without both of you on the mortgage. However, things line up, remember you are on the same “team”.

2. Gather data to support your decisions. Print your credit reports and any supporting documentation, such as account balances and credit card debt. Financial choices need to be based on numbers not emotion. Make sure you both have a clear idea of what debts came into the union and how you can work to pay those down.

Early on you are doing this to get on the same page about your individual financial pictures. However, in the future, it may be nice to take time each month to sit down together and look over the numbers. Viewing credit card statements and account balances can be a way to keep you accountable as far as goals and also open the floor for an ongoing discussion with your spouse.

3. Be candid about any bad habits. Before you get started, you must be forthright with your spouse about any habits you happen to have that are not apparent on your credit reports.

An example of a bad habit would include not taking the time to write down purchases made on your debit card so you can balance your check book. When you were single, this may have not seemed like a huge deal, but with two people sharing accounts it can quickly become a problem.

Other bad habits you need to bring to your spouse would include past blemishes on your credit like having too many credit cards open, being in default on student loans or having bills in collection. All of these issues can impact credit, but they can also be addressed and resolved.

4. Refrain from pointing the finger. Placing blame and arguing over money will not make any issues better. If you ask your spouse to be honest about credit challenges and then start the blame game you will probably not get that same level of honesty in the future.

5. Listen to understand, not to reply. This means looking at your spouse as he or she is speaking, listening carefully to fully get his or her point of view, and then taking that one step further by confirming what you have heard.

When you sit down to have a tough conversation with your spouse, you will break the trust if you are not willing to listen. Don’t ask the tough questions unless you are ready to handle any answer.

The exchange of information should be fair and equal.



Part 2 Setting Ground Rules.

1. Decide if you will merge all the money or maintain separate accounts. Even after getting married there are no laws that say you have to merge all your accounts. Having separate accounts does not mean neither of you knows what the other is doing. Both partners should have access to the records of the other since you are sharing a household.

Depending on the credit scores for both spouses, it may make more sense to keep separate accounts especially if you want to buy a home soon. One spouse alone on a mortgage is going to have a higher chance of getting the loan than two people with mixed credit scores.

2. Determine who will be the primary overseer of your money. This will include how you make decisions about both small and large purchases. The person who is most organized and financially savvy may be the best choice for managing the finances. However, both partners should take on the responsibility in some way. So, choose duties according to your individual strengths.

For example, one of you may be better at saving, so you will be in charge of building an emergency fund and overseeing retirement savings. The other may be in charge of paying monthly bills and balancing the checkbook. Decide based on what’s best for you and your spouse.

3. Agree about which of you will handle certain expenses. You will need to know who is writing the check for rent, paying the electric bill and other household bills. You do not want to get into a situation where both of you thought the other paid the electric bill and you learn that it wasn’t paid when the lights are turned off. You also don’t want to pay bills twice and be short money.

Being upfront about how much both of you make and how you will divide the bills will make things much easier. Some families divide everything I half while others just pool their money regardless of who makes what.

The use of credit cards versus cash should also be explored as one partner may be used to always using a card and then paying it off once a month while the other only uses cash. This needs to be talked about.

4. Don’t make big purchases without your spouse’s blessing. Regardless of who makes more money, a big ticket item should be bought together. This is a good time to set boundaries about how much either of you can spend without talking to your spouse. This can be as simple as saying you have a spending limit of $100 without checking in since that is a low amount in your budget and won’t overdraw the account.



Part 3 Overcoming Money Troubles.

1. Build a household budget. This budget should include all the household bills, ongoing needs and bills that were outstanding from before you got married. The budget needs to be realistic and something you both commit to. Consider these tips:

Tally up every single monthly expense and plan for them in advance.

Include separate and joint goals.

Include long-term goals like saving for a down payment on a house.

Negotiate with ongoing bills to cut down interest rates or get rid of fees.

Automate whatever you can so that you don’t miss paying bills and acquire late fees.

Go back and revise your budget as needed.

2. Start building an emergency fund. If you didn’t already have an emergency fund before getting married, now is the time to build one. An emergency fund acts as a cushion in times when unexpected expenses pop up or one of you is out of work.

How big your emergency account is will depend on you and your spouse. Many families tuck away enough money for at least 3 to 6 months of expenses. This provides greater security over the long haul.

This savings account would be for true emergencies only, not impulse buys. Take the time to set boundaries as to what qualifies as an emergency.

Some households use a credit card for emergencies like car repairs. Make sure you both agree if this is a good use of your credit cards and leave the available balance for such an emergency. If either of you has problems with managing credit cards, this may not be the best option for your household.

3. Know your debt situation and decide on a strategy to pay it off.[13] Both of you should have a very clear idea of the other person’s debt as well as your own. Don’t fall prey to the idea that it’s your spouse’s problem—it’s not. Both of your debt is usually considered during major purchases, so working together to shrink each person’s debt is ideal.

It can also be helpful to get financial advising or attend a debt reduction course for couples. If you have a significant amount of debt—or have no idea where to start to pay it down—it may be practical to involve a professional who can assist you.

4. Plan for your retirements. Talk to your spouse and come up with a plan that suits both of you for retirement and start saving. Keep in mind, that men and women often have varying opinions when it comes to retirement, so be willing to compromise and consider your spouse’s perspective.

Include payments to 401K and other investments as a part of your budget. Part of this process also includes changing the beneficiaries for each account now that you are married.

If you don’t already, you also need to draw up life insurance policies to secure your spouse and your family in case of a tragedy.



Question : If we get a divorce, will my wife get 50% of my 401K too?

Answer : Honestly, this depends on the state and the county where you are getting divorced. Different locations have different rules of division in a divorce. Some states are equitable division, meaning you split 50/50 while others are not.



Warnings.

Money troubles have ended more than a few marriages. If you are both responsible, open and honest about money, it will make for a stronger marriage.

Be mindful that some people are sensitive about discussing money. To some, money means power and control and these are very volatile subjects. Handle with care.

It can be a difficult and uncomfortable transition going from being a single person in total control of your finances to being part of a couple. If your partner is resistant, give him or her time. If you can show them that you are interested in working as a team with no judgments, your spouse will eventually come around.
February 10, 2020


How to Discuss Finances Together in a Marriage.


Finances are a hot topic when it comes to all relationships, especially marriages. Saying “I do” means more than just sharing a life together, it also means sharing financial responsibility for that life. Whether good or bad, each spouse needs to be open and honest about his or her current financial standing. What’s more, the couple must work together to decide on important financial decisions for the future. Learn the basics for discussing money with your spouse.



Part 1 Communicating Effectively

1. Broach the subject casually with your spouse. The time to start talking about merging your finances is before the wedding, but at least 40% of couples avoid doing so.

Start the conversation with your action items first. This could mean starting off by talking to your spouse about your desire to look at your own credit score as you prepare to buy a house and suggest that he or she does the same. Say something like “Have you checked your credit report lately? I’ve been wanting to get a good picture of my financial standing. Maybe we can do it together?”

Things like credit scores for both of you may change how you approach buying a home, for example. You may find if one of you has a higher score than the other, it may be better to buy without both of you on the mortgage. However, things line up, remember you are on the same “team”.

2. Gather data to support your decisions. Print your credit reports and any supporting documentation, such as account balances and credit card debt. Financial choices need to be based on numbers not emotion. Make sure you both have a clear idea of what debts came into the union and how you can work to pay those down.

Early on you are doing this to get on the same page about your individual financial pictures. However, in the future, it may be nice to take time each month to sit down together and look over the numbers. Viewing credit card statements and account balances can be a way to keep you accountable as far as goals and also open the floor for an ongoing discussion with your spouse.

3. Be candid about any bad habits. Before you get started, you must be forthright with your spouse about any habits you happen to have that are not apparent on your credit reports.

An example of a bad habit would include not taking the time to write down purchases made on your debit card so you can balance your check book. When you were single, this may have not seemed like a huge deal, but with two people sharing accounts it can quickly become a problem.

Other bad habits you need to bring to your spouse would include past blemishes on your credit like having too many credit cards open, being in default on student loans or having bills in collection. All of these issues can impact credit, but they can also be addressed and resolved.

4. Refrain from pointing the finger. Placing blame and arguing over money will not make any issues better. If you ask your spouse to be honest about credit challenges and then start the blame game you will probably not get that same level of honesty in the future.

5. Listen to understand, not to reply. This means looking at your spouse as he or she is speaking, listening carefully to fully get his or her point of view, and then taking that one step further by confirming what you have heard.

When you sit down to have a tough conversation with your spouse, you will break the trust if you are not willing to listen. Don’t ask the tough questions unless you are ready to handle any answer.

The exchange of information should be fair and equal.



Part 2 Setting Ground Rules.

1. Decide if you will merge all the money or maintain separate accounts. Even after getting married there are no laws that say you have to merge all your accounts. Having separate accounts does not mean neither of you knows what the other is doing. Both partners should have access to the records of the other since you are sharing a household.

Depending on the credit scores for both spouses, it may make more sense to keep separate accounts especially if you want to buy a home soon. One spouse alone on a mortgage is going to have a higher chance of getting the loan than two people with mixed credit scores.

2. Determine who will be the primary overseer of your money. This will include how you make decisions about both small and large purchases. The person who is most organized and financially savvy may be the best choice for managing the finances. However, both partners should take on the responsibility in some way. So, choose duties according to your individual strengths.

For example, one of you may be better at saving, so you will be in charge of building an emergency fund and overseeing retirement savings. The other may be in charge of paying monthly bills and balancing the checkbook. Decide based on what’s best for you and your spouse.

3. Agree about which of you will handle certain expenses. You will need to know who is writing the check for rent, paying the electric bill and other household bills. You do not want to get into a situation where both of you thought the other paid the electric bill and you learn that it wasn’t paid when the lights are turned off. You also don’t want to pay bills twice and be short money.

Being upfront about how much both of you make and how you will divide the bills will make things much easier. Some families divide everything I half while others just pool their money regardless of who makes what.

The use of credit cards versus cash should also be explored as one partner may be used to always using a card and then paying it off once a month while the other only uses cash. This needs to be talked about.

4. Don’t make big purchases without your spouse’s blessing. Regardless of who makes more money, a big ticket item should be bought together. This is a good time to set boundaries about how much either of you can spend without talking to your spouse. This can be as simple as saying you have a spending limit of $100 without checking in since that is a low amount in your budget and won’t overdraw the account.



Part 3 Overcoming Money Troubles.

1. Build a household budget. This budget should include all the household bills, ongoing needs and bills that were outstanding from before you got married. The budget needs to be realistic and something you both commit to. Consider these tips:

Tally up every single monthly expense and plan for them in advance.

Include separate and joint goals.

Include long-term goals like saving for a down payment on a house.

Negotiate with ongoing bills to cut down interest rates or get rid of fees.

Automate whatever you can so that you don’t miss paying bills and acquire late fees.

Go back and revise your budget as needed.

2. Start building an emergency fund. If you didn’t already have an emergency fund before getting married, now is the time to build one. An emergency fund acts as a cushion in times when unexpected expenses pop up or one of you is out of work.

How big your emergency account is will depend on you and your spouse. Many families tuck away enough money for at least 3 to 6 months of expenses. This provides greater security over the long haul.

This savings account would be for true emergencies only, not impulse buys. Take the time to set boundaries as to what qualifies as an emergency.

Some households use a credit card for emergencies like car repairs. Make sure you both agree if this is a good use of your credit cards and leave the available balance for such an emergency. If either of you has problems with managing credit cards, this may not be the best option for your household.

3. Know your debt situation and decide on a strategy to pay it off.[13] Both of you should have a very clear idea of the other person’s debt as well as your own. Don’t fall prey to the idea that it’s your spouse’s problem—it’s not. Both of your debt is usually considered during major purchases, so working together to shrink each person’s debt is ideal.

It can also be helpful to get financial advising or attend a debt reduction course for couples. If you have a significant amount of debt—or have no idea where to start to pay it down—it may be practical to involve a professional who can assist you.

4. Plan for your retirements. Talk to your spouse and come up with a plan that suits both of you for retirement and start saving. Keep in mind, that men and women often have varying opinions when it comes to retirement, so be willing to compromise and consider your spouse’s perspective.

Include payments to 401K and other investments as a part of your budget. Part of this process also includes changing the beneficiaries for each account now that you are married.

If you don’t already, you also need to draw up life insurance policies to secure your spouse and your family in case of a tragedy.



Question : If we get a divorce, will my wife get 50% of my 401K too?

Answer : Honestly, this depends on the state and the county where you are getting divorced. Different locations have different rules of division in a divorce. Some states are equitable division, meaning you split 50/50 while others are not.



Warnings.

Money troubles have ended more than a few marriages. If you are both responsible, open and honest about money, it will make for a stronger marriage.

Be mindful that some people are sensitive about discussing money. To some, money means power and control and these are very volatile subjects. Handle with care.

It can be a difficult and uncomfortable transition going from being a single person in total control of your finances to being part of a couple. If your partner is resistant, give him or her time. If you can show them that you are interested in working as a team with no judgments, your spouse will eventually come around.
February 10, 2020